Plastic cards have ceased to be a rarity; to transfer from one card to another, you do not even need to personally contact a bank branch. For example, Sberbank customers can make a transfer through an ATM or a self-service terminal. It is even more convenient to transfer money without leaving your home - through an online service. Of course, if such a service is connected to a card account and there is such an option in its menu.
It is necessary
Specify the recipient's bank details
Instructions
Step 1
Find out the exact bank details of the recipient. For transfers within one bank, it is often enough to know only the card number and the name of the recipient. When transferring money through online services, in most cases, when you enter only one details of the receiving bank - for example, BIC - the rest are automatically registered in the form. However, just in case, it's better to know the entire list for sure:
- BIC, TIN and full name of the branch of the receiving bank;
- number of the correspondent account (correspondent account) of the receiving bank;
- the beneficiary's current account;
- full name of the recipient and card number.
Step 2
Take your plastic card and passport or other identity document and visit your bank branch in person. Inform the operator of your intention to transfer money from one card account to another and give him the details of the recipient's card. You may need to write an appropriate statement.
Step 3
Transfer money through an ATM or self-service terminal, if your bank provides such an opportunity - you can clarify this on the bank's website and by calling the hotline. To make a transfer, insert the card with which you intend to transfer money into the ATM and enter the PIN. Select the appropriate section in the ATM menu. For example, in ATMs and terminals of "Sberbank" this section is called: "Transfer of funds". Further, following the prompts of the system, enter the details of the recipient's card.
Step 4
Use internet banking. Often this service is connected to plastic card accounts by default, in other cases, to activate it, you will need to apply to the bank with an application. All the information necessary to work with the online service - login, password, etc. - the employees of your bank will have to provide you. The user manual can usually also be obtained from the bank branch or found on the bank's official website.
Step 5
Look, as an example, what needs to be done to transfer money from card to card in the "Sberbank-Online" system
Get your login (user ID) and passwords at an ATM or self-service terminal. To do this, insert your card into the ATM / terminal, enter the PIN-code and select the "Internet service" section in the main menu - all the necessary information will be printed on two receipts.
Step 6
Enter your user ID and password (you can use one of the one-time ones) in the form on the login page https://esk.sbrf.ru/ and click on the "Next" button.
Step 7
To transfer money to your own or someone else's Sberbank card, click on the Transfer to card link in the main menu and indicate which card you want to withdraw money from. If you are transferring money to your card, select it in the drop-down list. If on someone else's - put a marker in the line "Enter new details of the operation" and indicate the recipient's card number. To transfer money to a card of another bank, select the "Transfer to account" option in the menu and specify all the necessary payment details in the form that appears. Confirm the transfer with a one-time password.
Step 8
Create a template for the payment made if you plan to transfer money to this card in the future - then you will not have to re-enter your payment details. If you use the Mobile Banking service, you can make templates for transferring money through this mobile service. How to use templates from a mobile phone, read the Mobile Bank User Guide
