The use of "plastic money" is very convenient. You can use them to pay not only in ordinary stores, but also, without leaving your home, to make a purchase in an online store, put them on a deposit, pay utility bills, etc. However, in order to manage your finances, you need to go to your personal account on the bank's website.
If you use a Sberbank card (it does not matter, within the framework of a salary project, a social one, or you opened it yourself by visiting the nearest bank branch), you can create a personal account on the bank's website and manage your money without leaving your home.
So, let's say you already have a map. After that, you need to register it on the site. This can be done by visiting the website of the organization (the part that is intended for individuals - https://www.sberbank.ru/ru/person) and clicking the "Login" button in the upper right corner.
If your card has already been registered, then it is enough to enter a permanent username, password, and also wait for the one-time password to arrive on your cell phone in order to gain access to the site's functionality. Otherwise, click on the link under the login and password entry form and register the card, confirming the data by receiving an SMS to the phone number specified during the registration of the card.
Be careful! Now you will have to handle a SIM card tied to a bank card very carefully, because it is one of the most important keys to your finances. By gaining access to your cell phone, a fraudster can easily reset your accounts! Do not leave your phone unattended in public places, do not install questionable applications on it, use a proven antivirus.
Should you use your personal account to make payments from home or is it better to visit a bank office? It's up to you, but remember that payments that you make from home can be easily verified by their unique number, without having to stand in line and waste time getting to the bank.
