The competition in the insurance business is quite high, despite the fact that it takes significant funds to open a company. But recently, new types of insurance have become popular: financial risks or property rights. So you still have a chance to become a leader by intelligently combining several types of services.
Instructions
Step 1
Register a legal entity (LLC, OJSC, CJSC or mutual insurance company). Please note that opening an insurance company requires an impressive authorized capital - at least 20 million rubles. In addition, in order for the registration to be successful, indicate in the charter that your only activity is insurance (with a list of activities).
Step 2
Draw up a business plan for the future insurance company, in which you clearly describe all tariffs for services, as well as the size of insurance premiums adopted by the meeting of founders.
Step 3
Obtain a license from the insurance supervisory authorities for each type of service. To do this, you need to submit the following documents: - statutory documents of the company;
- tariffs for the company's services and the amount of payments;
- business plan of the organization;
- information about the founders of the company (education, work experience and income certificates).
Step 4
Look for suitable premises for the head office (necessarily in the city center) and several premises for branches (in different areas of the city). It is desirable that the head office be located in a separate building. Get positive opinions from sanitary and fire services. Decorate all offices with the same corporate identity. Submit an application to Rospatent to register the company name. While you are waiting for a response from Rospatent, start working.
Step 5
Get a database of the best employees in regional insurance companies. Professionals in this area are highly regarded, so you may have to outsource employees from other insurance firms. Interview newcomers to insurance from time to time to nurture your workforce as well.
Step 6
Promote your company as actively as possible, but remember that direct advertising in this area will not work. Therefore, conclude agreements with banks, healthcare institutions and car dealerships, offering the widest range of opportunities for mutually beneficial cooperation.
