For all expectant mothers and those who plan to add to the family in 2014, the question of what the size of the maternity capital will be, as well as what changes are expected in the program, is of particular relevance.
The "Maternity Capital" program, aimed at supporting young families and stimulating the birth rate, has been implemented since 2007. According to the program, the state provides financial assistance to families at the birth of every second and subsequent child. The program has gained great popularity among citizens; in total, more than 3 million certificates have been issued during its operation.
Despite the active discussion of the possible abolition of maternity capital this year, the government decided to extend the program until the end of 2016.
The size of the increase in maternity capital in 2014
In order to avoid depreciation of funds, the amount of maternity capital is indexed annually. In 2014, the amount of maternity capital will be 429.41 thousand rubles. Growth in relation to the previous year - 5% (which corresponds to the expected inflation rate).
In total, during the period of the program, the amount of maternity capital increased by more than 1.5 times, from 250 thousand rubles.
The size of maternity capital by years:
2007 - 250,000 rubles.
2008 - RUB 276,250
2009 - 312162 rubles.
2010 - 343,378 rubles.
2011 - 365 698 rubles.
2012 - 387 640 rubles.
2013 - 408 960 rubles.
2014 - 429 408 rubles
The Pension Fund of Russia (PFR) is responsible for payments of "maternity capital". It is important to note that if part of the maternity capital has already been spent earlier, then the remaining balance is also indexed. For example, if you spent 20,000 rubles on a child's education in 2013, then the remaining 388,960 rubles. indexed by 5% in 2014
What changes await maternity capital in 2014
In 2014, no significant changes are expected regarding the use of maternity capital. As before, maternity capital can be spent:
- to pay off mortgage loans;
- for the purchase (construction) of housing (only on the territory of the Russian Federation);
- for educational purposes (until the child reaches 25 years of age);
- to increase the funded part of the pension (you need to wait three years).
Currently, maternity capital cannot be spent on repair and finishing work, land acquisition, repayment of consumer loans, debts for housing and communal services, treatment.
The only thing that should be expected this year is the introduction of amendments that allow spending money on housing immediately after the birth of a child, without waiting for the child to reach the age of three. It is noted that only "trustworthy" parents will have the opportunity to receive funds.
A bill was also submitted to the State Duma to create bank accounts for certificate holders (without the possibility of withdrawing funds) in order to receive interest on capital. It is also expected to consider the possibilities of channeling capital funds for education by parents and for the treatment of children.
The bill, providing for the payment of family capital for the first child, was rejected by the State Duma due to the lack of funds in the budget for these purposes.
