Today it is difficult to imagine a person who at least once in his life did not use or does not plan to use a bank loan. Almost all banks issue loans not only in one day, but also in one hour. A person only has to submit two documents. It can be a passport of a citizen of the Russian Federation and TIN or a driver's license and TIN. True, under such conditions, you can get a small amount of money.
It is necessary
- -passport and TIN or
- -passport and driver's license
- - filling out the questionnaire of the proposed form
- - title documents for real estate (if you need a large amount of money)
Instructions
Step 1
If a large loan amount is required, a loan can also be obtained in one day, but valuable property can be pledged to the bank. When registering a pledge, one should be guided by Articles No. 334-358 of the Civil Code of the Russian Federation. They indicate that it is necessary to draw up an agreement and, in accordance with article No. 131, clause 1 of the Civil Code of the Russian Federation, register the document in the USRR.
Step 2
The amount of money up to 100-150 thousand rubles, depending on the bank, can be received literally in one or two hours.
Step 3
To do this, contact the bank of your choice, fill out the proposed form. The questionnaire contains all the information about the borrower. These include: name, date and place of birth, address of registration and actual place of residence, information about income, work, position, length of service, marital status, minors or incapacitated dependents of the borrower. And also about the available property, which is registered in your name and whether there are loans from other banks.
Step 4
To obtain a loan advertised by all banks in one hour, the information you specified and the two documents provided is quite enough.
Step 5
The lender's decision will depend on the accuracy of the information provided. The bank's security service will check all the information very quickly. In particular, information about incomes is broken through on tax deductions that were received during the specified period. Information about registration is on the website of the migration service.
Step 6
If the information received by the bank turns out to be as accurate as possible and coincides with all those indicated in the questionnaire, you will be given a credit card, which can be immediately cashed at an ATM or at the bank's cash desk.
Step 7
You also need to comply with the conditions of banks to the borrower. They willingly give loans to persons aged 21-65. A prerequisite is to be a citizen of the Russian Federation, permanently reside and be registered in the territory of the Russian Federation, have a permanent job with a constant income and a minimum of dependents.
Step 8
In cases where the required loan amount is large, it is necessary, in addition to the questionnaire and two documents, to submit documents of title to real estate to the bank. It is on the security of real estate that you can arrange a large loan amount in one day.
Step 9
For this, in accordance with the above laws, a pledge agreement is drawn up and registered in the USRR. A loan is issued immediately after registration.
Step 10
All the time the loan is repaid, the property will remain pledged, that is, have encumbrances. At this time, the property cannot be sold, donated, or exchanged.
