Today, the use of bills in financial transactions is becoming more common. This document allows you to quickly attract funds, it is easier than applying for a loan. A bill of exchange is a security that contains a written promissory note. It is important that only cash can be the subject of an obligation under it.
Instructions
Step 1
There are two types of bills: simple and transferable. A promissory note is written out by the borrower, and a bill of exchange is a kind of order of the lender to the borrower for the borrower to pay a certain amount of money to a third party. The handling of promissory notes is governed by Federal Law No. 48-FZ dated 11.03.1997. Each bill of exchange on the front side must contain mandatory details, both basic and additional. If some details are missing, then the bill is considered invalid.
Step 2
There are several mandatory points when filling out a bill of exchange. The document itself must contain the name "bill", and in the same language in which this bill will be filled out.
Step 3
If the parties agree that interest is charged on the amount, then the interest rate must be indicated in the text of the bill.
Step 4
The amount of funds must be indicated with the obligatory name of the currency, both in numbers and in words with a capital letter.
Step 5
The very denomination of the bill must be placed in the title of the document.
Step 6
Do not forget to indicate the place where the payment will be made. It is desirable as accurately as possible, indicating the city, street, house, contact details - phone or fax numbers.
Step 7
The term of payment is indicated without fail.
Step 8
Indicate the full name of the acquirer of the bill, it must completely match its constituent documents. Individual entrepreneurs indicate the registration number and passport data.
Step 9
When writing the date of drawing up the bill, do not forget to indicate the month in words, abbreviations are not allowed.
Step 10
The bill is signed by the head and the chief accountant of the bank, certified by the seal.
Step 11
In addition, each bill of exchange contains the name, address and bank details, the number and series of the bill itself, allowing the document to be identified.
Step 12
It is important that a completed bill of exchange should not contain missing fields, no strikethrough or corrections are allowed.
