Over time, money becomes more and more "ephemeral": if the primordial coins of precious metals were transformed into paper notes, today the main means of payment has completely migrated to non-cash forms. One of these forms is electronic money on web wallets of various payment systems: Yandex. Money, Webmoney, PayPal, etc. For what and to whom can electronic wallets be useful?
A tool for settlements with remote employers and performers
Freelancing, or remote work, is gaining more and more popularity in the modern world, because this type of cooperation is beneficial both for representatives of freelance professions - journalists, copywriters, web designers, programmers, translators, etc., and for their customers. After all, performers can work literally anywhere in the world, and customers can avoid additional expenses for organizing a workplace, registering a new full-time employee, etc.
For freelancers and their employers, web wallets are the most convenient settlement system, because often the contractor and the customer do not even live in the same country. In this case, it will be convenient to calculate, for example, in wmz-currency - electronic dollars of the Webmoney system. At the same time, employers and freelancers from the same country prefer to pay with national electronic currency. For example, for Russia wmr is relevant - virtual rubles of Webmoney.
Online shopping
Of course, web wallets are far from the only way to pay for online purchases, however, it is undeniably a very secure way to do it. It is no secret that it is risky to pay for purchases on the Internet using ordinary plastic cards of banks because of the numerous phishers - inventive hunters to profit from other people's money from bank cards.
Web wallets are one of the safest, most convenient and efficient ways to pay for purchases on the Internet. Most of the major online retailers offer the option to pay via Webmoney, Yandex. Money, etc.
Web wallets, on the other hand, can be replenished with limited amounts intended each time to pay for specific purchases. Even if such a wallet is hacked, you can always refuse its further use, and the lost amount will not be catastrophic.
Payment for services
Long gone are the days when you had to stand in line at the housing office or Sberbank to pay for utilities. Today, many homeowners associations and management companies provide the opportunity to pay for their services through electronic wallets of various systems.
Today, using web wallets, you can also repay loans - make monthly payments directly from accounts of payment systems to bank cards, for example.
So, using Yandex. Money or Webmoney, you can pay for the services of Internet providers, mobile operators, Skype online communication, paid services of social networks and other modern services.
