Today, few people refuse to have their own apartment. Moreover, many people want it madly, but only a few know how to achieve their dreams. If you just save a small amount every month, it will take decades before you buy your own home. But if you deliberately invest your money savings, then you can buy an apartment much faster.
Instructions
Step 1
Drawing up a plan To answer the question “How to save for an apartment?”, You need to decide how much from the family budget you can save every month. The time it takes to buy your own home depends on this.
Step 2
Choosing an organization where you will invest money At this stage you need to familiarize yourself with all the conditions that are offered by mutual funds (mutual funds) and banks (deposits). Half of your income, as well as your savings, can be sent every month to a mixed mutual fund. It is worth choosing the "middle peasant", which shows a stable income, but does not lead among the rest in terms of growth (as practice shows, such, after a certain time, become outsiders). In recent years, the average return on these investments has been approximately 37% per annum.
Step 3
Investing money savings As practice shows, investing 10 thousand rubles a month has the least discomfort on the family budget. Naturally, it is possible to multiply it in a short time only with the right strategy. By investing an amount of 10 thousand rubles in a bank deposit, for example, with a 12% rate, in a year you will already receive a capital of 260 thousand rubles.
Step 4
Buying an apartment on a mortgageBefore concluding an agreement, you need to familiarize yourself with all the documents and requirements. First of all, you need to focus on the size of the down payment.
