Paying the loan on time is the best way to avoid nerve penalties and overpayments. However, it is not always easy to figure out how to pay off a loan taken from a bank correctly.
It is necessary
documents on your loan, addresses of bank branches
Instructions
Step 1
Carefully read the accompanying documents that the bank employee gave you when applying for a loan. Find a payment schedule among them and mark in your calendar or diary the dates when you will need to make payments. It is best to choose not a deadline, but a date 2-3 days earlier. This will give you the opportunity to repay the loan without delay, even if you do not have time to complete the payment on the appointed day.
Step 2
Choose the payment method that suits you best. If you have a Credit Europe Bank credit card, you can pay interest-free on the loan through the Internet bank or using ATMs with the function of accepting cash. If you do not know how to use the Internet bank, you need to call the hotline, and the operator will teach you how to use this service correctly. The addresses of all ATMs of Credit Europe Bank are available on the official website of the bank (see additional sources).
If you do not have a Credit Europe Bank card, proceed to the next step.
Step 3
Decide on the priorities, which is more relevant for you: convenient loan repayment with a small overpayment or maximum savings, even at the expense of convenience.
If your choice is convenience, you can easily repay the loan using various electronic terminals (the names are indicated on the bank's website), at the post office or by transferring funds from any other bank. A commission is charged for each of these actions.
If it is important for you to repay loans without additional overpayment, you can open an account with Credit Europe Bank and repay the loan in any of the bank branches without commission (if the account is not opened, the commission is 50 rubles). Opening an account and visiting a bank branch will take you some time, but will save you money.
