There are often cases when, due to carelessness or naivety in the preparation of legal documents, people make fatal mistakes. For example, by incorrectly filling out an IOU, you can return the money only through the court. How to properly issue a receipt and repay the debt on time?
Instructions
Step 1
Correctly write the receipt itself. It should contain detailed information about who, where, when, how much and for how long the money is borrowed. Indicate in the receipt and passport details of the borrower, which may be useful for identifying a person.
Step 2
In the IOU, indicate the address of registration and the address of residence of the borrower.
Step 3
Specify the loan amount in words. It is much easier to forge numbers than to correct the amount in words, in addition, this rule is mandatory when drawing up documents where monetary amounts are indicated.
Step 4
Describe in detail the timing and amount of payments if the refund will occur in stages.
Step 5
Describe in the IOU the interest at which you borrow money and the penalties for not returning the funds on time. Next to the signature of the borrower, indicate the decoding of his last name, first name and patronymic.
Step 6
Sign the receipt not only for you, but the borrower and witnesses to the event. This will eliminate the borrower's claims about the authenticity of the document.
Step 7
Transfer money if there are witnesses. Moreover, the witnesses should be such that in the future, in the event of disputes, the court would believe these people.
Step 8
If the money was not returned within the specified time, go to court with a claim against the borrower, in which you demand a refund. A receipt will serve as the basis for initiating a criminal case. You have the right to file a claim in court within three years from the date of the established time limit for the refund.
