Usually, bank customers transfer money from cards to a phone number. However, sometimes there may be a need, on the contrary, to transfer funds from a phone to a card. Sberbank clients have this opportunity.
When you may need it
Of course, it is unlikely that the situation when you need to send money from phone to card will become a daily necessity for someone. However, there are a few examples of when such a feature really makes a difference.
For example, a person paid with a card in a store, and he doesn’t have enough money up to the required amount. He can make a transfer from his phone to make a purchase. There was a delay in wages and the only remaining money was on the phone. Most likely, other similar situations can be imagined.
When transferring from numbers of various operators to Sberbank cards, there is some difference, it lies both in the process itself and in commissions. Those who wish to use the service should definitely take these differences into account. The difference can be significant.
How to transfer money from an MTS account to a Sberbank card
In this case, transferring funds from phone to card should be as follows:
- the client needs to go to the official website of the MTS company, - now you need to go to the section called "Banking services and payments" and select "Payment for goods and services", - then you should go to "Money transfers" and find there "Transfer to a bank card VISA / MasterCard", - indicate the phone number and the amount that you plan to withdraw, - the next stage - entering the number, name of the holder and the validity period of the card to which the transfer will be made, - a confirmation request is sent to the phone. It remains to confirm.
The method is not very fast, but there is nothing complicated about it.
How to transfer money from a Megafon account to a Sberbank card
You can transfer funds from your phone to a Sberbank card in two ways. The first one is very similar to the one described above:
- on the official website you need to go to the "Transfer of funds to a bank card", - the phone number is entered, then you need to click "Get password", - the sent password is immediately entered, and the client is in his personal account, - all that remains is to enter the details and confirm the payment.
The second way to transfer funds will be faster:
1) send an SMS to number 3116, indicating the card details, and then the transfer amount: "card (number) (month and year of expiration) (transfer amount)";
2) all that remains is to confirm the payment.
If the operators are Tele2, Beeline or Rostelecom
The whole process for the clients of these companies is the same as for MTS subscribers and the first method for Megafon subscribers. A person goes to the official website, selects the desired section or sections, fills in all the required fields, and finally translates.
It is worth noting that operators charge a commission for the transfer. It may differ for each operator. As for the cards to which money is transferred from the phone, only MasterCard and VISA are suitable for this.
In general, it is a convenient opportunity, but it is hardly profitable to use it regularly. The method is good at least because it allows you to get the required amount of money in a critical situation. Even 300 rubles are sometimes a very significant amount.
