After the loan is issued, it is necessary to make timely payments on it, as well as to avoid delays and incomplete payments, for which Sberbank of Russia offers convenient services. You can find out the loan balance at Sberbank in order to exclude delays and underpayments or to pay the loan ahead of schedule in several ways.
Instructions
Step 1
Contacting a bank loan officer. This method is the most acceptable and convenient in cases when immediately after receiving the information, the loan will be paid through the cashier. To do this, you need to contact the bank branch where the loan was drawn up, taking with you the loan agreement, as well as your passport or other identity document. The loan officer will look at the loan balance in the database using the agreement and account number and report it to the borrower.
Step 2
Sberbank Online service. You can find out the loan balance at Sberbank using the service of the official website. You can enter your personal account in two ways: request a list of one-time passwords at an ATM or using the Mobile Bank service by receiving a password and login in an SMS message that will be sent to your mobile phone. After entering your personal account, you need to go to the "Loans" section, enter your data and indicate the branch where the loan was issued. To view the loan balance payable, you must enter a specific date in the appropriate field, and the information about the debt will appear on the computer screen.
Step 3
Loan calculator on the Sberbank website. To use a loan calculator and find out the loan balance at Sberbank, you need to enter your personal account. The loan calculator calculates the amount of payments and shows the loan balance based on the information entered by the borrower, and its accuracy and truthfulness directly affects the result. To do this, you must fill in the proposed columns, as well as indicate the type of payment specified in the agreement: annuity or differentiated.
Step 4
Call to the Sberbank hotline. The bank provides a convenient service, which you can use by calling the toll free number 8-800-555-5550. It is necessary to wait for the connection with the operator, provide him with identification data in the form of a passport number and a credit card, after which he will report the amount of the outstanding loan at the time of the call.
Step 5
ATM or terminal. To find out the balance on a loan in Sberbank using an ATM, you need to insert a credit card into the appropriate window, enter a PIN code, and then select the "Loan payment" menu item. As a result, the screen will display the amount of debt to be repaid, as well as the mandatory payment that must be made. Unlike an ATM, a terminal does not require a credit card. You need to know the number of the loan agreement and type it on the keyboard for information. Before repaying a loan in whole or in part, it is necessary to clarify the balance or the amount of the obligatory payment to be repaid. The described methods will help to avoid mistakes and underpayments, which can lead to unnecessary expenses in the form of fines or forfeits.
