Today, many Russian banks keep up with the times and are constantly expanding the range of services provided to their clients. So, some credit institutions offer to become the owner of a credit card remotely, without visiting a bank branch, just by filling out an application on the organization's official website.
In 2015, the Markswebb Rank & Report agency conducted a study among 3 thousand holders of credit cards received by a remote method and identified a list of the most convenient banks in receiving and servicing such cards.
The easiest and most comfortable way to get a credit card is by accessing the Internet portal of credit institutions Tinkoff Bank, Citibank, Bank of Moscow, Alfa-Bank and VTB24. The remote banking service was liked by the clients of Tinkoff, Russian Standard, Promsvyazbank, Alfa-Bank, VTB24.
The procedure for filling out an online application is very similar for all banks. It is necessary to fill in all the fields of contact information (name, phone number, e-mail address, passport information, address, job data, etc.). Further, the application is considered within a day or two, and if the decision is positive, the bank employee contacts you and negotiates all the conditions for obtaining a loan.
offers to become the owner of a credit card remotely in 2 days without providing certificates, attracting guarantors and visiting the bank. Credit limit amount up to 300 thousand rubles. with a monthly percentage of 6-8% and the possibility of returning part of the spent funds in the form of bonus points. Interest-free loan repayment period up to 55 days. Interest rate for the use of the loan amount from 24, 9% per year. Free card delivery to your home or work.
You can become a credit card holder in a similar way by simply filling out an application on their official website. The maximum loan amount is up to 300 thousand rubles. on standard cards and up to 600 thousand rubles. for a premium, interest-free loan can be repaid within 50 days. Interest rate from 22, 9% per annum. Card issue within 10-15 days. Card delivery by courier or by registered mail.
also organizes the processing of a credit card through an online application and its delivery to the owner at home or work. An interest-free period of up to 50 days, a return of 1% of the funds spent is provided. The limit amount on the card is 300 thousand rubles. Interest rate 22% per annum.
enables the client to fill out an online questionnaire and through his representative delivers a credit card with a limit of 300 thousand rubles. to home or work. You can repay the loan without interest within 55 days. The loan amount is issued with an interest rate of 15% per annum. Card issue within 5-7 days.
Organizations are making it easier to process a credit card. The application is filled in by the client on the website, but in order to become a card holder, a visit to a bank branch is still required. The more clients can provide documents (2-NDFL certificate, a copy of an employment contract or work book, a passport, an extract on a personal bank account, a certificate of registration of a vehicle owned by a future borrower, etc.), the more profitable for him conditions will be by credit card.
