There are situations in which a person is in dire need of money on a plastic card. For example, you need to go on a business trip or buy a last minute ticket. And he doesn't have a map. Those. you need to issue a bank card in a relatively short time.
Instructions
Step 1
First you need to decide on the banks that will issue the card on favorable terms with the minimum amount of time spent. The Internet, visits to branches of credit institutions and phone calls to bank specialists will help you in collecting information. After you decide on a particular bank, your task will be to fill out an application form at the bank's office and provide a package of documents for consideration of the application. The list of documents in credit institutions is different, but basically it includes: a passport of a citizen of the Russian Federation, a taxpayer identification number, a certificate in the form of a bank or 2-NDFL, a military ID or an insurance certificate of the State Pension Fund.
Step 2
After that, your application is reviewed by an automatic system, where a positive credit history and the reliability of the information in the questionnaire play an important role in making a decision. After 15 minutes of waiting (sometimes the period can be 1 day), you will receive an SMS message or a call from a bank employee about a positive or negative decision of the bank.
Step 3
If the answer is yes, you can go to the office where you left the loan application and get your credit card with a tariff plan and a pin code in your hands. In some institutions, for security reasons, in order to obtain a PIN code, you need to call from the mobile indicated in the application form, and the automatic system will dictate it to you twice.
Step 4
Also, for a quick credit card processing, you can fill out an online loan application on the website on the Internet. From you, as well as when filling out a questionnaire on paper, you will need data on your full name, income, degree of education, passport series and number, TIN, SNILS. Therefore, it is necessary to approach the registration of the application extremely responsibly, since the information is checked by the bank's security service.
Step 5
If a positive decision is made, you will be assigned an appointment at the bank and will require documentary confirmation of the information in the questionnaire. It is possible that the card will be delivered to you by mail. But the owner of the card receives it personally at the post office of the Russian Federation with a passport. This delivery method is safe, since the card is sent in an unactivated state.
