Until recently, the only way to get your retirement savings was to make monthly pension payments when you reach the appropriate age. But since 2002, new opportunities have appeared, within the framework of which a person can receive part of his pension at a time.
It is necessary
- - passport;
- - pensioner's ID.
Instructions
Step 1
Find out if you are eligible for a lump sum payment of a portion of your pension. This opportunity is given to two categories of citizens. Firstly, these are those who have a funded part of their pension, but who do not have sufficient work experience to receive a labor pension. In this case, the person must reach the official retirement age. He may receive other types of social benefits, such as a disability pension or survivor's pension. Secondly, those who have less than five percent of the total pension payments from the state can receive the entire funded part of the pension. These are mainly people who were born before 1967 - for them employers paid contributions to the funded part of the pension only until 2005.
Step 2
Collect the required documents. These include a passport as well as a pension certificate.
Step 3
Contact the organization in which your funded part of the pension is currently located. This can be a local branch of the Pension Fund of the Russian Federation (PF RF) or a non-state pension fund (NPF), if you transferred your savings there. There you will need to write a lump sum application, which will be reviewed. With its approval, the money will be transferred to your bank account in the terms that you will be told. If you do not remember in which NPF your funds are located, find out from the letter of the PF RF, which comes annually to any person who was engaged in labor activities in Russia. It will indicate the amount of your pension savings, as well as the way you decide to dispose of them, that is, the name of the management company or NPF.
