How To View Your Retirement Savings

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How To View Your Retirement Savings
How To View Your Retirement Savings

Video: How To View Your Retirement Savings

Video: How To View Your Retirement Savings
Video: How To Calculate Your Retirement Savings Goal 2024, December
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It is very easy to monitor the state of your retirement savings now. In order to see the amount of savings, it is enough to have a computer and Internet access. All information is available by SNILS number. Also, your pension fund can provide data on retirement savings.

How to view your retirement savings
How to view your retirement savings

It is necessary

computer with Internet access, SNILS number

Instructions

Step 1

The easiest way to find out the amount of pension savings is on the www.gosuslugi.ru portal. For those who are already registered here, just go to your personal account. A phone number or e-mail address is used as a login. You can also enter the office by the SNILS number.

Step 2

Those who use the services of the portal for the first time must first go through the registration procedure. To do this, you need to set a username, password and enter all the necessary data, including passport. After the initial registration, the portal user gets access to many services, but the check of pension contributions is not included in their number. For the security of your data, you must first verify your identity. After that, the user receives the status "confirmed" and he has access to all the functions of the site. The verification process may seem lengthy, but it is necessary to prevent outsiders from gaining access to your personal information. There are several ways to get this status. First, you can present your passport to the service center in person. Typically, these centers are post offices. Secondly, you can receive a confirmation code in the letter, but for this you will have to wait 2-3 weeks for the letter to reach you. Thirdly, you can verify your identity online using a universal electronic card. But not everyone has such a card.

Step 3

After receiving the “confirmed” status, the user gets the opportunity to check the status of his personal account with the Pension Fund of Russia. To do this, go to the "Public services" section, and set the necessary filters on the page that opens. In particular, it is necessary to indicate "Services for: individuals", set the sorting "By departments". A list will appear in which you need to select the "Ministry of Labor and Social Protection of the Russian Federation". In the menu that opens, select "Pension Fund of the Russian Federation". The next step is to go to the item "Informing insured persons about the state of their individual personal accounts in the compulsory pension insurance system". The portal will automatically take the user to a page describing this service. On the page, next to the text describing the service, you will see a blue button labeled "Get the service". It's at the bottom of the page and in the upper right corner. It remains to click on this button, no additional actions, no new data will be required. The service is free of charge, and the term of its completion is no more than 2 minutes. During this time, a document will be generated, which will automatically open after the end of the waiting time. It is called “Notification of the state of an individual personal account” and it contains all the information about the user's pension savings. If there is any hitch, you can clarify the status of the requested service in the "My Orders" section of the user's personal account.

Step 4

The system of the "Gosuslugi" portal is constantly being improved and updated. The new version has additional options for checking pension savings. The updated menu is simpler and more intuitive. Now, to get access to the data on individual pension savings, just three steps on the portal are enough. First, you need to go to the "Service catalog" menu, then select the "Pension, benefits and benefits" item, and at the end order the service "Notification of the state of the personal account in the PFR". The service is still available only to users who have confirmed their personal data. "The updated service for checking the pension account will allow users of the portal to receive information about their work experience, estimated pension capital, the value of the individual pension coefficient (IPC), as well as the selected pension option: only an insurance pension or an insurance and funded pension," says the State Services website …

Step 5

Also, now citizens registered on the portal "Gosuslugi" can independently control how conscientiously the employer sends pension contributions to the Pension Fund of Russia. The report now contains detailed information on the history and movements of pension contributions, with detailed data, broken down by year and employer. The information received can be saved and sent electronically. Such a service is useful, for example, when providing data to the bank for obtaining a loan. At the same time, the accuracy of the information is guaranteed by the Pension Fund and is confirmed by a special data format when creating messages.

Step 6

Almost all non-state pension funds also allow their clients to check their pension contributions over the Internet. Detailed instructions on how to do this can be found, for example, on the websites of NPF Sberbank, Lukoil-Garant, VTB Pension Fund, Russian Standard, Kit-Finance and many others. The exact scheme for obtaining access to information about the pension fund depends on the specific organization, but the general principle is the same. On the official website of your non-state pension fund, you need to go to your Personal Account, find the necessary menu item there, where all information about the amount of pension contributions will be provided. Most likely, there you will also find data on the movement of funds on the personal account of your pension fund and on the amount of income received by the fund during the cooperation.

Step 7

If for some reason you do not have the opportunity to check your pension contributions over the Internet, the traditional methods remain. You can personally contact the branch of your pension fund or request data by e-mail or "Russian Post".

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