All citizens of the Russian Federation born after 1967 have the right to dispose of the funded part of their pension. What needs to be done to transfer it from the Pension Fund of Russia (PFR) to a non-state pension fund (NPF) or a management company (MC)?
It is necessary
- -passport;
- -SNILS;
- - application form for the transfer of the funded part of the pension.
Instructions
Step 1
To transfer the funded part of the pension, it is necessary to choose an NPF or a management company that (or which) will manage them. Investment portfolios of both those and other financial institutions are comparable in composition and profitability. Nevertheless, it will not be superfluous to get acquainted with the profitability of the past years, which was demonstrated by the managers you have chosen. It is important that it be stable and ahead of inflation.
Step 2
After choosing an NPF, you must come to the fund's office with a passport and SNILS by December 31 of this year. Next, the transfer of your funded part of the pension from the Pension Fund will be handled by an employee of the NPF
Step 3
If the choice fell on the Criminal Code, you also need to fill out an application for transferring the funded part of the pension from the Pension Fund of Russia by December 31 of this year. Usually, the form of this application falls annually to everyone in the mailbox along with a letter from the Pension Fund of Russia about the amount you have accumulated. If your mailbox, for example, was opened by thieves or hooligans and you did not find the form, you can take it at any regional branch of the FIU. In the application, you must indicate the name of the management company to which you entrust your pension, as well as its TIN. Further, the application should be brought to the local branch of the FIU or sent there by mail with a notarized signature of the sender.
Step 4
After receiving the applications, the FIU itself will transfer the funded part of the pension to the new manager. However, a year later, you will have to confirm your choice of the management company or NPF with another statement, or write a statement about the transfer of pension savings to another manager. If the future pensioner "keeps silent" after a year, the funded part of the pension will return to the Pension Fund of the Russian Federation.
