Savings books first appeared in the middle of the 19th century. Since then, a lot has changed in the world of finance, but savings deposits are still popular among the population. Bank services for opening such an account and maintaining a book are free. If you lose this document, you need to follow a number of simple rules and follow a few recommendations.
It is necessary
- - passport;
- - an agreement for opening a savings account.
Instructions
Step 1
If you find that your passbook has been lost, take immediate steps to restore it. To do this, use the phone or contact the nearest structural division of the bank.
Step 2
When contacting the bank by phone, give your last name, first name, patronymic and data of the savings account to which the savings book is linked. In this case, it is required to contact exactly the division of the bank in which the savings account was opened. The telephone number of this subdivision will prompt you if you call the bank's "hot line".
Step 3
For written notification of the loss of a savings book, fill out a special form at the bank branch, indicating in the application all the necessary information, including personal information and passport data. Also indicate the circumstances under which you lost your passbook. Pass the completed application form together with the passport to the specialist of the banking institution.
Step 4
If you have a bank deposit agreement in your hands, also attach it to the statement about the loss of the book. It is advisable to make a copy of this agreement in advance or, at least, to rewrite the account details and agreement data in a notebook in case of a possible loss of a document or book. To restore the book, you need to know the account number, type of deposit and the name of the settlement where the account was opened.
Step 5
Wait for the new document to be received. After checking the information and considering the application, the bank employees will replace the lost savings book with a new registered document. If you wish, you can also attach a plastic card to your savings account. When you first open an account, this is usually done by default.
Step 6
If, after restoring the savings book, you find the missing document, be sure to inform the structural unit of the bank and hand over the old book there.
