In our time, a savings bank is far from the most advanced banking product. However, in some cases it may be the only possible way to receive social benefits: a lump sum in connection with the birth of a child and monthly childcare benefits, unemployment benefits, etc. They are also popular when transferring refundable taxes and payments by court order.
It is necessary
- - passport;
- - money for the minimum down payment (usually 10 rubles).
Instructions
Step 1
Come with your passport to the nearest branch of Sberbank. In some cases, for example, when receiving unemployment benefits, the list of representative offices of a credit institution, where it is necessary to acquire a savings book, may be limited.
Step 2
If the department is equipped with an electronic queuing system, take a ticket and wait until you are invited to a specific window. In case of a live queue, please contact any free one.
Step 3
Tell the teller about your desire to have a savings account. The easiest way is to say for what purpose you need it, and they will recommend the most suitable option for you.
The consultant, if he is present in the department, will help you to choose the most suitable contribution to the situation.
Step 4
Show the operator your passport, read and sign the proposed documents.
Depending on the particular branch, you can transfer the first installment to the teller or contact the cashier for this. The teller will give you a passbook with a note on the deposit of money.
The minimum contribution is usually 10 rubles. This amount also serves as an irreducible balance on the account attached to the book: it can be withdrawn only when it is closed.
