One of the main tasks of the science of economics is the issue of savings. Someone just wants to protect their money from the threat of inflation or default. But there are also enterprising people who want to make money work for themselves.
Instructions
Step 1
The most trivial option is a deposit in rubles in one of the Russian banks. This method of protecting your savings is both the simplest and one of the most financially disadvantageous. The fact is that the majority of interest rates on deposits for medium terms (up to a year) often do not even cover the inflation rate … What can we say about earnings ?! For those for whom this option of savings is not suitable, it is worth paying attention to investments.
Step 2
If you briefly explain the meaning of the word "investment", you get something like the following: "buying assets for the purpose of making a profit." For any type of investment, there is a certain risk of losing money. But if the risk is minimal when investing in gold or silver coins, then when buying shares of a young company it goes off scale (even technology leaders like Google and Facebook can fail, not to mention other, smaller players). There are countless investment options. Develop a strategy based on the answers to the two key questions "How much money do you need?" and "How soon?"
Step 3
Think about what occupation is closest to you (culture, business, sports, art). Investments should be captivating, enjoyable. If you are an active person, a player, high-risk assets will suit you. This can be the Forex market, playing on the stock price or trading on the sports prediction stock exchange. The greater the risk, the more you can earn. True, if the scales swing in the wrong direction, and intuition fails, you risk losing everything. That is why it is best to use the “Small Bets” strategy for fast profitable transactions.
Step 4
Use a large number of financial transactions, in each of which try to maximize profits. If you lose money on the "bet", and the losses have reached a certain limit (financiers call it "overdraft", "extreme line"), close this small position, resigning yourself to the loss. All smart losses will be more than compensated for by big wins, even if there are fewer of the latter.
Step 5
If you are more into a gradual but reliable build-up of your funds, use diversification. Invest in two or three types of stocks in different industries and watch the price change. If the stock price fell by 20%, you can safely sell such assets, "leaving the market." If the stock is up 20%, you can sell the difference and buy the “average” stock with that money. So you guarantee the safety of your funds, and with a well-chosen "trinity", you can earn good money.
