For work done on the Internet for an American company, you will be sent your salary in the form of a check. In Russia, few people are familiar with such a monetary form, therefore, in order to cash out a paper, it is necessary to find the appropriate bank and hand over a check for collection.
It is necessary
- - printed receipt;
- - passport;
- is a bank in Russia that works with checks.
Instructions
Step 1
Print your receipt if it came by email. Find out the addresses and phone numbers of the head offices of such banks as VTB24, Citybank, Promsvyazbank, etc., located in your city. Keep in mind that Sberbank does not work with commercial checks (only with American Express travelers).
Step 2
Call the selected banks, explain the situation. Be sure to specify which particular bank issued you the check. Find out how the department that cashes checks works. Be sure to specify the amount that the bank takes for the required operation as a commission. You must immediately have it with you and pay for the services on the day of the call. Also take a certain amount of money to be able to open a foreign exchange account (if there is such a requirement). Come to the bank at the specified time.
Step 3
At the bank, go to the cashier, providing there the check that you want to cash. Be prepared for the fact that no one will pay you money right away. First, you will need to send a check for collection to the bank that issued it. The sender confirms the check and sends this confirmation to Russia. The money is deposited into your foreign currency bank account, which performs the exchange operation.
Step 4
Open a foreign currency account with the bank that agreed to cash the check. To do this, you will need a passport, an application and a small amount in euros or dollars. Also, the bank necessarily takes a commission for the procedure for sending and working with a check. It can be from 20 to 50% of the check amount or be fixed. Please note: the money that you put into an open account will be returned to you, and the commission remains with the bank.
Step 5
Please be patient: the term for the sale of a check in Russia varies from 1, 5 to 2 months. After receiving confirmation, you will be contacted from the bank and informed about the possibility of withdrawing money from the account.
