Not everyone knows that in order to make a bank transfer, it is not necessary to come to the bank in person every time. If you want to transfer funds regularly, for example, once a month to one and the same addressee, you can order the service of regular transfer of a certain amount from your account to another. In this case, funds will be debited automatically. How can you activate this service?
It is necessary
- - passport;
- - the amount sufficient to transfer and pay the bank commission;
- - bank details of the addressee's account.
Instructions
Step 1
Open a bank account - regular transfers can only be made when opening an account. Choose the bank with the most favorable rates for the transfer of funds. If possible, open an account with the same bank where the account of the addressee of your transfers is opened. In this case, the transfer will take less time and will cost less.
Step 2
If you are going to make transfers in foreign currency, first check with the bank if periodic currency transfers from one account to another are possible. Some banks, for example, Sberbank, do not provide such services - only one-time transfers in foreign currency can be made there.
Step 3
Find out the details of the account to which you are going to transfer money. You need to know the full name of the bank, the name of the branch where the account is serviced, the BIC and the correspondent account of the bank, as well as the account number and name of a specific individual. If we are talking about a foreign bank, you must also indicate the SWIFT code. These details can be obtained by the account holder upon request from his bank. Also, the BIK and the correspondent account of the bank must be indicated on the bank's website and be freely available in the branches.
Step 4
Come to your bank branch and fill out a money transfer order. Specify the bank details of the addressee's account, the amount you want to transfer and the frequency of the transfer, for example, once a week. Specify the commission for the transfer - it will be deducted from your account automatically.
Step 5
If your bank provides Internet banking services, you can arrange a transfer of funds directly on the website of your financial institution.
