A person who does not trust the Russian banking system can open an account with a foreign bank. Financial institutions in Germany enjoy well-deserved trust. How can you open an account there?
It is necessary
- - international passport;
- - documents confirming the legality of the origin of money;
- - documents confirming the address of residence.
Instructions
Step 1
Decide why you need a bank account in Germany. It depends on which bank offer you are better off choosing. There are accounts for savings, investment and just for current settlements. Their terms of service and cost of use are usually different. You can choose either yourself, according to the descriptions, or after consultation with bank employees.
Step 2
Choose the bank that suits you best. You can choose both according to the convenience of the location of the branches, and according to the tariffs. You can find information on German banks at
Step 3
Contact the bank of your choice by phone or e-mail and find out on what conditions an account can be opened for you. This usually requires the personal presence of a person, as well as a visa or residence permit providing for permanent residence in the country. Additionally, you may be asked to present documents confirming your place of residence - a rental contract, receipts for payment of utilities. You will not be able to open an account while in Russia - according to the laws of the country, your personal presence is required. If you are a non-resident of Germany, then the issue of opening an account will be decided by you on an individual basis.
Step 4
Come to the bank branch with all the documents. On the day you apply, you will be able to sign the relevant documents, and your account will start working. On the same day, you can top up and start banking operations. But keep in mind that it will take some time to issue a bank card. It will be sent to your home, or you can pick it up yourself from the department.
