If you are an employee of an organization that has established itself on the market, own an apartment, a car, have never been a troublemaker, and you have many friends who are ready to vouch for you, then most likely you have a chance to get a loan on favorable terms. But it happens that it is not possible to provide some documents or the credit history has been damaged due to errors in the payment of past loans.
Instructions
Step 1
Use the services of organizations that provide microloans. This loan is issued for a very short period, not more than a month, and for an amount not exceeding twenty-five thousand rubles. This amount may be enough to reach the salary. Such organizations do not have access to confidential information about your credit history in banks, and in order to receive a loan, you will only need to provide a passport, so there will be no problems with receiving money.
Step 2
Another way to get a loan if banks refuse is to use electronic money. Register in the Yandex Money or WebMoney payment system. Don't count on a large sum of money the first time. You will have to prove to people offering loans that you are not a fraud and repay the loan on time and with interest. Special exchanges, exchange services and individuals are engaged in such a lending system. Lending conditions are based on a system similar to the banking system, so the loan repayment is guaranteed by law.
Step 3
You can take a loan online for a small amount. To do this, fill out the questionnaire on the site where such an offer is located, and expect a call from the operator, he will ask standard questions to find out your identity. In the questionnaire, you will be required to fill out your passport details and indicate your place of residence, the amount of earnings and data on the composition of the family. Therefore, make sure that this is indeed the site of a credit company, and not a robot that collects information for mailing or scams on the Internet.
Step 4
Contact a brokerage company. These organizations work closely with banks, and it does not cost them anything to agree on your loan, especially since you will pay them for it. Such organizations take a certain percentage of the loan amount received for their services, but you will bypass all the obstacles on the way to obtaining it.
