The majority of Russians living in Germany use the Western Union system for transfers, which has gained popularity all over the world. Although there is a list of cheaper ways to transfer money over the Internet from one credit card to another or to your bank account. If your recipient and you use the World Wide Web, then just send money via Moneybookers for a couple of euros.
Instructions
Step 1
In fact, the procedure for transferring money will consist in the fact that you come to the customer service point of the selected system, fill out the transfer forms, give the money and enter the transfer cost to the cashier.
Step 2
Bring your proof of identity with you. Give some details about the recipient. After some time, the recipient of the money will also come to one of the customer service points and present his documents. He will indicate the transfer number that you tell him and take the money.
Step 3
Contact the manager in advance and specify what information about the sender is needed by the service, which documents are better to have with you and how much the translation costs in your case.
Step 4
Carefully enter all data about the recipient on an electronic medium, because a minimal mistake will change the letter in the surname or personal name. In this case, the delivery of the transfer to the recipient will be greatly delayed. Each service offers a guarantee, which stipulates the maximum delivery time for the money transfer. On different systems, this can vary from a few minutes to ten days. Please read their warranty carefully.
Step 5
If you send money to Germany on a regular basis, then it is more profitable and more convenient for you to register on the official website of the system. You yourself will withdraw the amounts from your personal account or bank card, and send them, at your discretion, by check, to a German service point or to a bank account. This is a very comfortable option, since you can carry out the operation regardless of the time of day.
Step 6
The cheapest way to send money to Germany is the Visa-Electron card, which you can get from Gazprombank. You will be given an additional card to it, which you will send to the recipient. Your recipient will be able to withdraw money from a Sparkasse ATM.
The commission is 1%. The only drawback is the daily maximum withdrawal amount is only € 500.
