PayPal is a highly secure payment system. It allows you to make payments faster than using a plastic card when paying for goods in online stores. The commission for this from individuals is not taken.
PayPal is one of the best payment tools on the internet. The system is suitable for paying bills and purchases, sending and receiving funds between individuals and legal entities.
The main advantage of using the system is security. If a bank card or electronic wallet of other systems is used to pay for goods on sites such as Aliexpress or eBey, problems may arise with additional protection. PayPal guarantees that the goods will be delivered, and the funds will become available to the seller only after confirmation of the delivery.
The advantages include:
- ease of use;
- reliability;
- the ability to pay for goods without commission.
The only additional payments may arise if it is necessary to convert rubles into another currency. This usually happens when shopping at overseas stores.
Another advantage is the right to choose the payment of the commission when using a bank card in the system. Take 3, 4% of the amount plus 10 rubles for each operation. You can choose who will pay this commission: the recipient or the sender of the transfer.
Using a virtual card without plastic
The ability to make purchases without a plastic card. To do this, you need to create a virtual view. In terms of its solvency, it is no different from its physical counterparts. The only drawback is that you cannot pay with an electronic card in offline stores.
Unlike a plastic banking product, a virtual PayPal card is issued instantly. The procedure for linking it is carried out in the same way as with a regular card. You need to go through authorization, go to the "Account" section and add a card. In the window that opens, it remains to enter the data of the electronic instrument, confirm your actions with the code that will come to your phone.
Other benefits
People who shop online using the payment system do not pay additional fees. The main source of the company is the commission, which is charged from the stores for each operation performed, as well as the reward for personal transfers from the linked card.
The One Touch function is also convenient. It enables you to shop faster by avoiding the need to re-enter data without compromising security. This is one of the main advantages over using bank cards.
Despite the high level of security of transactions using the payment system, PayPal recommends users to follow the standard security rules. It is not recommended to follow links in suspicious messages or give your password to third parties.
