There are different types of insurance - life, real estate, automobile transport. Specialized companies, both private and state, are engaged in this type of activity. Only they have the right to conclude insurance contracts. In order to "sell insurance", open your own company.
Instructions
Step 1
Select the types of insurance that you will be involved in. The organization will not be able to engage in other types of activities. An exception will be expertise and appraisal, but only if they are related to insurance.
Step 2
Register the company as a legal entity - LLC, OJSC, etc. In the charter, list the types of insurance you have chosen.
Step 3
To obtain a license, in addition to a set of constituent documents, prepare separately for each type of insurance tariffs, tariff calculations, insurance rules. You will need a business plan for the activities of your company. Pay special attention to the choice of the director - his identity will be verified. It will be necessary to confirm his qualifications. The license will be issued from six months to a year. Then your company will be included in the Unified State Register of Insurance Organizations.
Step 4
Rent or buy an office space. The interior of the office should be strict and businesslike, because, in addition to the work, it will also perform a representative function. It would be good to open several branches in different districts of the city. It is advisable to open offices on busy streets, close to large shops, transport stops, parking lots.
Step 5
Come up with a logo for your company. Make branded signs. Label offices with them. Pay attention to advertising.
Step 6
Recruit staff. Give preference to those who are friendly and sociable. Insurance agents will work in the office as well as outsource clients. For example, in order to conclude auto insurance contracts, potential insurers need to be searched for at car markets, car dealerships, car registration points. Agents must be well aware of the current insurance conditions and rules. They should also be able to clearly explain to the client his benefits when insuring in your company.
Step 7
At the initial stage, offer a price lower than that of competitors for a wide package of services. Next to the compulsory, offer voluntary insurance.
