If you have a second child or more, you are entitled to maternity capital. At the Pension Fund, upon your application, you will be given a certificate in the amount of 365,700 rubles. However, this money can only be used for certain purposes. In some cases, you will have to wait until the youngest child is three years old. In some maternity capital you will be given right away.
It is necessary
- In order to use maternity capital, you will need:
- - certificate for obtaining maternity capital
- - a set of documents proving where you are going to spend money
- - going to the Pension Fund to receive a lump sum payment
Instructions
Step 1
You can use a small amount of maternity capital right away. In the Pension Fund, upon your application, you will be given 12 thousand rubles. This is a one-time payment for any purpose.
Step 2
If you want to take out a mortgage or buy a home, you can use maternity capital as a down payment to the bank. To do this, you will need to provide a number of documents confirming your intention. Your future home should be located in the Russian Federation.
Step 3
It is allowed to use maternity capital to build or reconstruct housing on your own. The first part of the money will be given to you when you provide copies of documents confirming the ownership of the housing. The remaining amount can be used no earlier than six months later. And only on condition that you actually carried out construction work.
Step 4
If the question of the urgent use of money is not worth it, direct the maternity capital to increase the funded part of your pension. You can also pay with capital funds for the education of your children (not necessarily only the child for whom the certificate was received)
