An internet card is a virtual bank account specifically designed to pay for goods online. This standard is specifically designed to make online purchases safe. In this way, you can pay with money from a plastic card or create a virtual account with which you can use electronic money.
It is necessary
- Plastic card or electronic money
- Telephone
- Computer with Internet access
Instructions
Step 1
First thing you need to do is get a virtual card. To do this, you will need either an electronic account in a payment system that provides a similar service (for example, this can be done in the Yandex. Money system), or a plastic card with which you can pay for purchases on the Internet, in this case funds from your account will be spent. Also today, services such as QIWI or Svyaznoy Bank allow you to create virtual cards, in this case you add money in cash.
Step 2
You can use the internet bank to create a virtual account. In the account management menu there is an option "Create a virtual card". It may be called differently, but the general meaning is just that. The procedure is performed online. For authorization, you may need the mobile number to which the main account is linked.
Step 3
In the process of creating a card, you will need to specify the time of its validity and the limit of available funds. This means that you limit the amount of money that can be debited from your account when shopping online. If attackers grab the details of the virtual card, they will not be able to use your money. In the process of creating a card, you will need to specify the duration of the virtual account and the limit of funds available for it. This means that you limit the amount of money that can be debited from your account when shopping online. If attackers grab the details of the virtual card, they will not be able to use your money.
Step 4
Some banks provide an opportunity to get virtual details without the procedure for creating virtual cards. The account holder is issued several one-time codes to pay for purchases on the Internet. They are all disposable and cannot be reused.
Step 5
A virtual card for Yandex. Money is created in the Internet wallet management office. The system charges a small commission for using such a service.
Step 6
When the virtual account is created, you will need its details to pay for the purchase. As a rule, banks and electronic payment systems indicate the first or last few digits of the account in the control cabinet on the site, and the rest of the digits from the account number and CVC2 code come to the phone in the form of SMS. This is done for security reasons.
Step 7
If the virtual card is intended for a one-time payment, then after making it you can close it yourself in your account management cabinet.
