Not so long ago, wages were given to working citizens only in their hands. Now it has become so common to receive a salary on a bank card that many have already forgotten about the queues in the accounting department, in which they previously had to stand for hours.
It is necessary
- - a plastic card;
- - agreement with the bank.
Instructions
Step 1
You can receive your salary on a debit card opened in a bank. Different banks offer separate benefits for their cards and are constantly developing new products for their customers. A person who wants to open a card account for himself has the opportunity to choose the most favorable conditions for himself. The money is transferred to the card account in the form of salary funds or other payments made by non-cash method.
Step 2
There are no special cards that are intended solely for receiving salaries. Enterprises conclude an agreement with the bank, according to which an individual account is opened in the bank for each of the employees. Wages, bonuses, and other payments will be transferred to it in a non-cash way. The company undertakes the annual maintenance of such a card.
Step 3
Pay for purchases with a salary card - it's very simple and convenient. In a store where the possibility of paying with cards is provided, you will need to insert the card into a special device and dial the pin code after the cashier has generated the check. The purchase amount will be automatically debited from your account. If you have activated the Mobile Banking service, all information about the movement of funds on the account will be immediately sent in the form of SMS. Usually, when buying from a card in a store, the commission is not debited, unless otherwise specified in the card service agreement.
Step 4
The whole procedure for paying for the purchase is approximately as follows: after calculating the total amount of purchases, you need to confirm your consent to write off these funds from your account. After entering the pin code, the money is debited from your account and transferred to the seller's account. A few minutes later, an SMS comes to the phone, which contains general information about the performed account operation.
Step 5
When paying for purchases in online stores, you don't even need to take a card in your hands. Also, you do not have to enter the details into the form, and this operation does not always take place the first time, since it is easy to make a mistake when typing in a large number of numbers. All you need to dial in the order form is the card number, and sometimes just the phone number to which the card is linked. After approval of the application, an SMS will be sent to the phone with a confirmation code, which will need to be entered in the appropriate column.
