Currently, lending is very popular. Even citizens who do not have an official place of work can easily get the required amount in debt.
High interest rate loan
Many large credit organizations are ready to provide consumer loans to citizens who are unemployed, while the conditions are not the best. However, there is no particular choice, because an increased rate is a necessity to eliminate maximum risks. In addition, a number of documents will be required - a passport, as well as a pension insurance card. You will also need to indicate the landline and cell phone numbers. In addition, you must have good or none at all credit history. Bad credit reduces your chances of getting a loan to negative numbers.
Business start-up loan
This lending is suitable only for those citizens who are ready to say goodbye to their previous job and start entrepreneurship. To do this, you will need to go to the stock exchange, where you can apply for your business plan and officially register your company. Then in the center for assistance to entrepreneurship you will be given 120 thousand for the development of your business, and in the bank it will be possible to obtain a loan of up to 500,000 rubles. Thus, you will receive a large amount of money, but it will take a long time to work.
Borrow a certain amount
There are private investors who are ready to give you a certain amount of money on the security of an apartment or vehicle. Of course, here you will not have to collect a lot of documents, but the risks are much higher, because you do not know which investor you come across.
Microloans
Currently, there are organizations that are ready to give you a certain amount of credit instantly and on the basis of one passport. It may initially seem like the best option. However, one should not rejoice, because in such organizations the stakes are high. In this way, they are trying to cover their risks.
What not to do
You should not contact firms that offer you to submit fictitious documents for a loan for a share of credit money. They will confirm your employment and issue the necessary document, but the bank can easily identify fraudsters, and, consequently, you will be left without a loan and with a bad credit history.
