In 2012, it is planned to increase the amount of maternity capital to 387,000 rubles. According to current regulations, it is possible to spend maternity capital for a certain range of purposes.
Instructions
Step 1
It is possible to start managing the maternity capital after three years from the date of birth or adoption of a second, third or subsequent child. Use maternity capital funds to pay off your mortgage before the three-year term expires. To do this, you need to apply to the Pension Fund with an appropriate application.
Step 2
You can use maternity capital to improve living conditions. Purchase or build additional housing, apply for a loan for the purchase or renovation of housing. According to the legislation of the Russian Federation, a loan can be issued both for a woman who has received a certificate for maternity capital, and for her spouse. The only condition is the location of the acquired premises - on the territory of the Russian Federation.
Step 3
Spend maternity capital on your child's education. You can pay for education only in those educational institutions that are located on the territory of the Russian Federation and have all the necessary documentation and licenses certified by the Ministry of Education of the Russian Federation for the provision of educational services.
Step 4
Start forming the funded part of the labor pension for the woman. Submit an application to the Pension Fund (a sample application can be downloaded on the Internet or asked from the Pension Fund). After that, send the funds received to the funded part of the pension.
Step 5
Spend maternity capital on the day-to-day needs of your family. To do this, apply for the provision of maternity capital payments (its balance or part). Take a sample of writing an application from the Pension Fund or download it from the Internet. If your request is satisfied, use the funds received at your own discretion. According to the current legislation, cars and other property cannot be purchased with maternity capital.
