To ensure your own well-being, it is not enough just to make money, you also need to be able to invest it wisely. The ideal option would be an investment that combines a balance of reliability and profitability.
Instructions
Step 1
Open a bank deposit. This is the most conservative and reliable, but rather low-income way of keeping savings. You run the risk that your savings will not only not increase, but also decrease due to inflation. The solution to the problem can be a multicurrency deposit.
Step 2
Invest in increasing your future pension. Under the co-financing program, the state is ready to add a thousand rubles for every thousand contributed to the pension account in excess of the deductions made by the employer. Also transfer your funded part of your pension to a non-state pension fund. The reliability of such organizations is strictly protected by the state, and the accrued interest is higher than in a state institution.
Step 3
Buy an apartment. It can be purchased for resale or rental. In the first case, it is advisable to buy apartments that are still under construction. After the delivery of the object, their value is constantly increasing. At the same time, a home sale less than three years after purchase will put you in front of a 13% tax. Taxes will have to be paid even if you contract with your tenant.
Step 4
Buy precious metals and store your savings in them. More profitable investment of money can be coins made of gold, silver and platinum. In addition to the cost of the metal itself, they also have artistic value.
Step 5
Start investing money in buying and selling stocks. This is a dangerous method, as money can be lost on exchange operations. However, with a successful set of circumstances, you can significantly increase your money. Before you start playing on the stock exchange, read books on this process and its basic principles.
