The crisis has passed, and the financial condition of citizens has improved significantly, only with credit histories it's not so simple. Job loss, loan outstanding - that's all that faced millions of people a few years ago. It is possible to correct a bad credit history, but the main thing is not to fail this time.
Instructions
Step 1
The first thing you need to do is take out a loan.
Taking out a loan will not be easy. You need to look for a bank that does not use the services of a credit bureau. In extreme cases, you can take out a loan in an ordinary bank, but everything will be decided exclusively by bank employees. After assessing the risk of non-payment, you will be charged interest on the loan. It is clear that they will be higher than in other cases. But you can overpay once.
In some cases, people with a bad credit history may need a guarantor to take out a loan.
Step 2
Pay your loan on time. It is advisable to make the amount of the next payment in advance. Payment delays cannot be made, even for one day.
Step 3
When you pay off the full amount of money, your bad credit history will be closed with a positive one. Next time, the loan will be issued at a lower interest rate.
