The Visa Gold card from Sberbank emphasizes the status of the owner, and also provides additional privileges in the form of discounts around the world. The card can be issued in two versions - debit and credit.
Benefits of the Visa Gold card
Visa Gold cards have all the advantages of Visa cards. With their help, you can pay, as well as withdraw cash anywhere in the world. At the same time, discounts and privileges from the Visa payment system within the Visa Premium program are provided on the card. It includes hundreds of shops, hotels, restaurants, cinemas and services around the world. The holder of the Sberbank gold card automatically becomes a member of the Countdown program, the standard membership cost is $ 14. Another advantage of the card is the absence of overdraft limits.
The card can be issued in any monetary equivalent - dollars, euros, rubles. If the Visa Gold card is lost abroad, the cardholder immediately has the opportunity to receive monetary compensation.
Cardholders have access to all additional services of Sberbank - the Mobile Bank service, Sberbank Online, auto payment.
It should be borne in mind that with all the advantages, the cost of servicing a Visa Gold card is 3000 rubles per year. You will have to pay 2500 rubles a year for an additional card.
Conditions and features of issuing a Visa Gold debit card at Sberbank
A Visa Gold card can be obtained at any branch of Sberbank.
The card can be issued by citizens of the Russian Federation who have reached the age of 18. Only a passport is required from the documents.
To do this, you need to write an application for the card issue and fill out a questionnaire. It is also possible to issue a card online. It is possible to order a card with an individual design through the Sberbank website.
The application will be considered by Sberbank for two business days.
Conditions and features of issuing a Visa Gold credit card at Sberbank
The credit limit for the Visa Gold card is up to 600 thousand rubles. The interest rate on the loan is from 17.9% to 23% per year. Service of the card is free of charge within the personal offer of banks, 3000 rubles - for other categories.
The size of the credit limit is from 15,000 rubles. and is installed individually. The grace period is up to 50 days, applies only to payment for goods and services.
Citizens aged 21 to 51 can apply for the card.
To issue a card, salary clients of Sberbank (or those who took a mortgage or car loan from the bank) need two documents - a passport and an application. Other categories also need:
- certificate of income 2 personal income tax or tax declaration;
- documents that confirm the work activity of the borrower (employment contract, copy of work record book, certificate of registration of individual entrepreneur, etc.)
The card is a member of the "Thank you from Sberbank" bonus program.
