The insurance business in Russia is just beginning to develop. And despite the fact that competition in this area is already quite high, opening a branch of an insurance company can be a profitable investment of funds.
It is necessary
- - business plan;
- - registration and permits;
- - premises;
- - furniture and office equipment;
- - an agreement with an insurance company;
- - staff;
- - advertising.
Instructions
Step 1
Select the company whose branch you would like to open and enter into a contractual relationship. As a rule, the parent company offers to buy a franchise from it, and in return provides the necessary set of documents, goods, brand and other assistance at all stages of work.
Step 2
To open a branch of an insurance company, you must register a legal entity. Any form is suitable: LLC, CJSC, OJSC or a mutual insurance company.
Step 3
For an effective investment in starting a business, draw up a business plan. It can also come in handy if you need the money you borrow.
Step 4
Insurance is a type of activity subject to compulsory licensing. To apply for a license, it is necessary to collect a set of documents: constituent documents, rates and insurance standards, a business plan, documents confirming the experience of the CEO. It is necessary to write an application and pay the state fee. As a rule, the parent company provides actuarial calculations of tariffs and insurance rules for each type of activity.
Step 5
Find an office space. It should be located in a passageway in the city center. The office is designed in a strictly business style.
Step 6
To work, you will need a client manager and a network of insurance agents. Create all the conditions for employees to work effectively: offer training, a full social package, good remuneration.
Step 7
Direct advertising, as a rule, does not work in insurance. But this does not mean that you should give it up. Outdoor advertising is a must - signboards, pillars, banners in the corporate style. In addition, it is advisable to place posters and flyers in places where your potential customers congregate. For example, advertisements for CASCO and OSAGO in car dealerships, technical inspection points, traffic police, and advertisements for property insurance in a real estate agency.
