Most financial transactions, especially those with large amounts, are carried out through non-cash payments. Until recently, only legal entities could carry out such transactions, but with the entry into force of the Central Bank Regulation No. 222-P of April 1, 2003, individuals received the right to use all forms of non-cash payments for transferring funds, which are determined by law.
Instructions
Step 1
Contact the bank to open a current account through which cashless payments will be carried out. Provide a passport or other document that proves your identity, an application for opening an account, a card with a sample signature and other documents that are negotiated with a bank employee. After checking the submitted documents, a bank account agreement will be concluded with you and a current account will be provided for use.
Step 2
Carry out a non-cash payment by means of a payment order, which indicates the details of the recipient of funds, payer data, the amount of the payment and its purpose. The document is drawn up in two copies, one of which is returned to the payer, and the second is given to the bank cashier.
Step 3
Apply to the bank to your current account the ability to manage via Internet banking. This will greatly simplify the procedure for transferring funds, since you just need to have a computer and access to the Internet. Go to the bank's website and go to the secure connection section, where enter your username and password. In some banks, you will also need to indicate a security code, which, upon authorization, comes in the form of an SMS to the phone or an e-mail. Then select the section "Create a payment order" and enter all the necessary details. Document processing takes some time, so in case of an error, you can always cancel it.
Step 4
Use a plastic card for cashless payments. Money transfer can be carried out through bank ATMs or via the Internet. There are many online services that provide the ability to make online purchases through a plastic card. To place an order for a cashless payment, it is enough to know your card details and a confidential confirmation code.
