The choice of ways to transfer money from Russia to Ukraine is quite large. We offer bank transfers from one account to another, many systems for instant payments without opening an account and electronic payment systems.
It all depends on the preferences of the sender and the recipient.
It is necessary
- - money;
- - passport;
- - fountain pen;
- - a computer;
- - access to the Internet;
- - Internet banking;
- - an account in the same currency as the recipient's;
- - communication with the recipient of the transfer;
- - details of the recipient;
- - e-wallet and recipient's wallet number.
Instructions
Step 1
The easiest and most common way to transfer money between two countries is a variety of systems for fast transfer of payments without opening an account. For example, Western Union, Contact, Unistream, Anelik and many others.
The sender is required to come to a bank that works with one of these systems (as a rule, banks can offer several services at once), fill out the necessary papers, then show the passport to the cashier and give him the money.
You should be given a receipt and a transfer control number, which you must provide to the recipient. He must also know the amount of the transfer and the name of the sender.
Step 2
When choosing a transfer system, you need to pay attention to tariffs, the speed of movement of funds, the geography of points of receipt and issue. Transfer rates start at 1% of the amount. The funds may become available to the recipient within 15 minutes to several hours, in any case, no later than the next day. In many systems, money can be received throughout the country, in some, for example, Unistream, only at a specific address.
Step 3
Transfers are most often carried out in dollars or euros, sometimes in rubles. But the sender will always accept cash rubles, which are converted into the transfer currency at the bank's rate.
The recipient can, at his choice, take the money in the currency of the transfer or in hryvnia, if the exchange rate is favorable from the bank where he picks up the transfer.
Step 4
Bank transfer from account to account is only possible if the sender and the recipient have accounts in the same currency. Accounts in dollars and euros can be opened in almost any Russian and Ukrainian bank.
In some Ukrainian banks, you can open an account in Russian rubles, but most credit institutions in Russia do not carry out transfers abroad in rubles, so only European or American currency remains.
The transfer can be made through Internet banking or at a teller at a bank branch. In both cases, you will need the recipient's account details in the international format. They, with the exception of the account number (the recipient must provide it himself), can be found on the website of the required bank.
Step 5
Bank transfer takes longer than transferring through the payment system. On average, three working days.
If the sender and the recipient have virtual wallets in one or another payment system, a transfer with its help will help save time and money. Funds go from one wallet to another within seconds, and the commission is purely symbolic.
Only the recipient's wallet number is required. For insurance, you can protect the transfer with a protection code, which only the recipient will know.
