Gradually, bank cards, non-cash payments for goods and services are becoming commonplace for Russian citizens. The volume of sales on the Internet, which are paid using bank cards, is also increasing every year. To protect yourself from online fraudsters who can read your bank card data with the help of malicious programs, it is more convenient to use a virtual bank card, on which you can replenish your account immediately before making a payment with it.
Instructions
Step 1
If you are connected to the Internet bank of the credit institution where you have an active plastic card and an open current account or have a credit (consumer) card, then you can create a virtual card by going to the Internet bank. Check on the website if there is such an opportunity in your bank. You can create a virtual card with the limit that is required to make a specific purchase. You will be provided with the card number, its expiration date, and a unique identification code for the owner. After purchase, this card can be closed immediately using the Internet bank.
Step 2
You can also get a virtual electronic card, the money to which will be transferred from your mobile account. To do this, you can use the site of the electronic payment system QIWI or QIWI Wallet. Register in the system, indicate your mobile phone number and in a couple of minutes you will receive all the details of your virtual card necessary for making payments on the Internet. You can create it directly through the payment terminal of the QIWI system. It also only takes a few minutes.
Step 3
Anyone can get a virtual card, even if they do not have a bank account. For this, contact the online store of virtual cards. You do not even need to disclose your personal data for this, the system ensures complete anonymity and confidentiality of all information. Pay for the card in any way convenient for you - e-wallets, Internet banking, Perfect Money, Telebank, Liberty Reserve or LiqPay. In the first case, the card will be issued to you almost instantly, in the rest - within 24 hours. The online store will offer you many types and denominations of virtual cards, from which you can always choose the most suitable one.
