For many Russians, plastic cards are an alternative to standing in line at the cash register, where they give out wages, so they do not worry about how to replenish their account. But what if there is a need not to withdraw money, but to deposit, for example, to pay for a purchase on the Internet? There are several ways to deposit cash on a bank card, differing in convenience and the commission charged.
The easiest way is to replenish the card in cash through the “native” bank of the card. To do this, you need to visit the nearest bank branch with a passport, while you need to know the card number and the holder's full name, if suddenly this is not your card. If these conditions are met, the operator will transfer funds to the card in a few minutes. Especially for those who are in a hurry and cannot stand in line, more and more banks are installing special terminals that allow you to deposit funds to be credited to the card, knowing only its full number. In this case, the money is credited to the account in about ten to twelve hours.
If the card itself is with you, you can use an ATM that accepts banknotes. Such ATMs are located both in bank branches and in large stores, and sometimes in the metro. The undoubted advantage of this method is the ability to replenish the card balance at any time of the day, since ATMs are almost always open around the clock.
In the absence of ATMs and branches of the desired bank in the vicinity, you can transfer money to your card using a bank transfer. To do this, you will need the full details of the receiving bank (they are indicated on the bank's website), your card number, account number (you can see it in the agreement) and your passport. A bank transfer takes several days, in addition, a commission is charged for it, which depends on the bank making the transfer.
You can also use Qiwi terminals that are installed throughout the country. True, not all banks allow you to replenish their cards in this way, but this is usually indicated on the websites of organizations. You may need additional information such as your account number. In addition, Qiwi takes a commission, the amount of which is not always possible to find out directly. It most often depends on your bank. Qiwi payments usually arrive within 24 hours.
