When it comes to saving money, there is often only one answer. Want to save money? Learn not to waste. For example, start tracking your spending and avoid unnecessary purchases. On the other hand, for impulsive people, these tasks can be overwhelming. However, a number of tips can make it easier to save money.
Instructions
Step 1
Pay with cash. What for? This will keep you on top of your daily spending. When a person pays with a bank card, he often does not realize how much he has spent and how much is left in the account. In addition, people often avoid looking at the account to find out how much money they have left, and they also tend to overestimate the state of their finances. Cash settlement is clear. You know how many bills you gave and how much you have left in your wallet or at home, in an envelope.
Step 2
Go to the store with a shopping list. Make it up whenever you are going to shop. Do not rely on memory, otherwise you run the risk of buying a bunch of unnecessary things and spending more than you intended, but not buying the necessary. Then you have to go to the store again. And, perhaps, return from there not only with a forgotten product, but also with something in the load. By the way, before heading to the store, you can study the current offers and promotions of the supermarket, if you have the opportunity. But there is one "but" here. Do not buy a product just because there is a promotion for it today, if you are not going to use it on the menu, or if it has a short shelf life. There is a risk that he will go to the trash can and not to the table.
Step 3
Take the time to put together a menu plan for the week. Be sure to discuss it with your family. This can save time and money and avoid spoiling food that no one wants to eat.
Step 4
Take the time and regularly revise your monthly budget plan. Because the amount you cost in February will not necessarily be the same as in March, and the amount in March will not be the same as in April. It's about birthdays, holidays and the like, which may require additional spending.
Step 5
Shopping is a necessity, not an entertainment. Therefore, only go there when you really need to buy something, and not stare and wander between the windows.
Step 6
Shop on a full stomach. Everything in supermarkets is so tasty, bright, delicious smells soar. How to resist here, especially if you are hungry, and your brain is busy with the thought of what to eat, and not how to avoid unnecessary waste. Hunger is a bad ally of economy.
