The development of the economy has led to the need to apply for banking services - whether it is opening your own business, withdrawing cash, or opening a new account. The process of opening deposits in Russian banks today will take no more than half an hour and, at the same time, a minimum of documents will be required. It is only important to decide on the bank in which the account will be opened.
It is necessary
Passport or other identity document
Instructions
Step 1
Decide on the bank in which the deposit will be opened and with the type of this deposit. Find out where the nearest office is and opening hours. The consultants will answer all your questions, but you will have to go to the bank (at least once). You must have a passport or any other identity document with you.
Step 2
Be sure to discuss with a bank employee all the nuances of a particular type of deposit, after which an agreement will be drawn up. It does not take much time to prepare a contract - most often it takes 5-10 minutes.
Step 3
Carefully read the document and pay close attention to the indicated interest rate, the term of the deposit, the date of its opening and completion, as well as the possibility of replenishing the account and withdrawing cash.
Step 4
Reread the details of the depositor carefully. That is, your full name, registration address and passport data, since the depositor himself will have to be responsible for the correctness of the information. If everything is written correctly and the conditions for opening a deposit are also completely satisfied, feel free to sign the contract and pay the desired amount to the cashier. If the terms of the agreement are not entirely suitable, ask the bank employee to explain the types of deposits and their possibilities again, and then draw up a new agreement.
Step 5
Remember that the deposit, which will be opened in the afternoon, will take effect only the next day.
Step 6
It is important to know that after the expiration of the term of the deposit, the accumulated funds can be withdrawn from the account. If the withdrawal of the amount does not occur, the deposit will be extended automatically on the same conditions.
