Some people prefer to keep their money in bank accounts. In this case, cash is under reliable protection, in addition to this, the depositor receives income, which is calculated based on the interest rate specified in the agreement. Sberbank of Russia offers its clients several deposits, each of which has certain conditions.
It is necessary
- - passport;
- - application.
Instructions
Step 1
First of all, you should get information about all contributions and compare them. To do this, you can visit a branch of Sberbank of Russia or use the official website of a financial institution. Pay attention to the interest rate, the possibility of replenishment and partial withdrawal of funds, the minimum contribution and the term of the deposit. If you want to invest in foreign currency, check if this can be done and which deposits are suitable for you in this case.
Step 2
Collect the required package of documents to open a deposit. If you are an individual, you need to provide a passport with a registration mark to the financial institution. The bank employee will ask you to fill out an application and sign a deposit agreement. Read all documents carefully, in no case do not sign them until you are familiar with all the conditions. If you want to deposit an amount exceeding one million rubles, you must confirm the legal receipt of these funds, for example, a property sale agreement.
Step 3
If you are a legal entity, you need to submit an application for joining to Sberbank of Russia. In this document, you must indicate the name of the applicant, location, TIN, KPP, OKPO and other information about the client. You can get the application form at any branch of the financial institution, as well as on the official website of the Savings Bank. After submitting the documents, you will need to conclude a bank account agreement. If you have a current account in this branch, you can receive funds using it, that is, the bank will transfer to the details you specified within the time specified in the agreement.
