By paying interest to the bank on a mortgage loan, part of such interest can be returned, receiving a so-called tax deduction. This is a deduction for personal income tax, that is, an opportunity to return taxes that were withheld from you.
It is necessary
A completed 3-NDFL declaration, a certificate from the employer 2-NDFL, documents on the purchase of housing and a certificate from the bank
Instructions
Step 1
Wait until the end of the calendar year for which you paid the mortgage interest.
Step 2
Get a 2-NDFL certificate from your employer. This certificate reflects your income and withholding taxes.
Step 3
Get a free-form statement from the bank about the interest on the mortgage loan actually paid for the calendar year.
Step 4
Fill in a tax return for individuals in the form of 3-NDFL, indicating in it information about you, your income and taxes and interest on the loan.
Step 5
Attach documents on the purchase of housing, a 2-NDFL certificate and a bank certificate to the declaration and take these documents to the tax office.
