By purchasing housing on a mortgage loan, a citizen can get thirteen percent of the amount paid back. To do this, you need to submit documents confirming the fact of purchase and sale, ownership, the fact of payment, as well as fill out a property deduction declaration and submit it to the tax office.
It is necessary
"Declaration" program, taxpayer documents, deed of transfer of ownership, certificate in the form 2-NDFL, contract for the purchase of real estate, receipts or bank statements
Instructions
Step 1
Submit an agreement for the purchase of a real estate object (apartment, house, summer residence), a share in it, signed by the person who sold the property to you, and you.
Step 2
Submit an act of transferring the property to your ownership or an agreement confirming your ownership, also signed by both parties - by the seller and the buyer.
Step 3
Submit payment documents (receipts, bank statements) confirming the payment of the mortgage loan.
Step 4
Submit a mortgage agreement, where the amount of the mortgage loan and interest on it must be entered.
Step 5
Submit a 2-NDFL certificate from the place of work, in which the earnings for the previous six months must be entered. The document must be signed by the head of the company, the chief accountant and the seal of the organization.
Step 6
In the "Declaration" program, indicate the number of the tax service at your place of residence, indicate the type of declaration, which in this case corresponds to 3-NDFL. Check the box from the list of signs of a taxpayer another individual, from the lists of documents confirming your income, select certificates of income of an individual or certificates of civil law contracts.
Step 7
In the information about the declarant, enter your last name, first name, patronymic in accordance with the identity document, date, place of your birth and taxpayer identification number. Indicate the type of identity document, its details (number, series, date of issue and the name of the authority that issued this document)
Step 8
In the income received in the Russian Federation, enter the amount of your income for the last six months in accordance with the data specified in the 2-NDFL certificate from your place of work.
Step 9
In deductions, select property tax deduction, check the box grant property deduction. Indicate the method of acquiring real estate (sale and purchase agreement, investment), the name of the object (house, apartment, land plot, room, land plot with a house, share in them), type of property (shared, common), taxpayer sign (owner, spouse (but)). Enter the address of the location of the property (postal code, region, city, town, street, house, building, apartment number). Write the date of the deed of transfer of property rights, the date of registration of property rights, the date of the application for the distribution of property deductions.
Step 10
After pressing the button "proceed to entering amounts", indicate the amount of expenses for the purchase of real estate, the amount of expenses for repayment of a mortgage loan in accordance with the supporting documents.
Step 11
Submit a completed declaration with the required package of documents to the tax office, and within a certain period you will receive thirteen percent of the amount of expenses, but not more than 130 thousand rubles.
