Quite often, a situation arises when a person does not live in the city where he is registered. This can make life difficult in various situations, for example, obtaining a loan can become a problem. How to issue it without temporary registration at the actual place of residence?
It is necessary
- - passport;
- - a copy of the work book;
- - income statement.
Instructions
Step 1
Find a bank that works with borrowers registered in other regions. Usually these include financial institutions with a wide branch network throughout the country, those that are not limited in development to one region. You can find out about the exact terms of service from the information presented on the bank's website.
Step 2
You can also come to one of the branches of the selected bank or call its call center. Usually, banks consider applications for loans from those people who are registered in one of the regions where the financial institution is present. At the same time, you must work in the region in which you are applying for a loan.
Step 3
Collect a package of documents for obtaining a loan. It depends on the conditions of a particular bank and product. Most likely, you will need a copy of your employment record certified by your employer. on each page there should be an inscription “Copy is correct”, surname, name and patronymic of the responsible employee, as well as his signature and the seal of the organization. Also, you will most likely need a certificate confirming income, in the form of 2NDFL or in a special form of the bank.
Step 4
Come to one of the branches of the bank of your choice. Fill out the loan application form. Indicate both your registration address and actual place of residence. Explain your living conditions in the actual place - you rent an apartment, live with relatives, or the house belongs to you.
Step 5
Wait for a response to your loan application. Provided that you have a positive credit history, as well as an official job and salary, your chances of getting a loan will be quite high.
