Funding is often the main obstacle in the implementation of a commercial project. Finding an initial investment is often extremely difficult or even impossible … However, there are perfectly acceptable ways to finance your business at the initial stage.
Instructions
Step 1
The first option for financing a commercial project is the so-called equity financing. In this case, for your business, you create a joint stock company, the authorized capital of which will be formed by contributions of funds, the transfer of equipment and technologies.
Step 2
The second option is to obtain funding from government sources. Such financing can be either reimbursable (most often it is financing through investment programs in the form of a loan) or gratuitous (that is, within the framework of a competition to subsidize the costs of setting up one's own business). Today such programs exist in almost all constituent entities of the Russian Federation. In addition, this also includes the financing of business projects by foundations. In this case, competitive selection is carried out by evaluating your business plan.
Step 3
There is another option - this is debt financing, that is, for your business to start, you take a loan from a bank or debt obligations of legal entities and individuals. In this case, the process of obtaining financing may rest on the provision of a detailed business project, based on the assessment of which a loan will be provided (possibly on preferential terms).
Step 4
Leasing is also one of the financing options. It is associated with the transfer of equipment, vehicles and other types of property for use. The very process of concluding a lease agreement is not complicated. All you need to do is pay your monthly payments. However, such a source of financing is suitable only for those who plan to launch a business based on this particular type of property.
Step 5
And, finally, a rather risky way of financing a commercial project can be financing through advances from future users. The main thing here is a description of the algorithm and clear terms for the delivery of goods or the provision of services to users. In this case, these points are fixed in the contract, so compliance with these conditions is a guarantee of a successful start of your business.
