When withdrawing money from a card at an ATM of another bank, you will have to pay a commission. For the convenience of customers, banks enter into agreements by combining their devices into a single network. ATM partners do not charge additional payments for cash withdrawals.
Banking partnership
While large banks can install many ATMs and make them available to all customers, small financial institutions cannot boast of a large region of presence. Therefore, these banks enter into agreements with their direct competitors, creating interconnected ATM networks.
Clients of partner banks can withdraw cash and deposit it on the card in all devices of the network without fear of additional payments and commissions. As a result, the service is improving, the holders of plastic cards may not look for ATMs, and the banks themselves are expanding the region of their presence.
Promsvyazbank is a large bank with a long history. It has been on the market for over 10 years and is one of the main private banks in the Russian Federation. Among the clients are more than 100 organizations and 2 million individuals. The bank operates abroad: representative offices are opened in China, Kazakhstan, India.
At the same time, the bank does not have many of its own ATMs: only 200 units. Therefore, Promsvyazbank entered into an agreement with other large financial institutions, thanks to which it significantly expanded the network of devices in which its customers can withdraw and deposit money.
Partner banks of Promsvyazbank
Promsvyazbank's partners include 5 financial institutions: Alfa-Bank, B&N Bank, Rosselkhozbank, Bank Vozrozhdenie and JSC Bank AVB.
Holders of Promsvyazbank cards can withdraw cash from ATMs of these organizations without commissions and restrictions on the amount. Not all Binbank devices are included in the home network. A detailed list of ATMs can be found on the bank's website.
Cash deposit without commission on Visa, Mastercard and Mir cards is available at Vozrozhdenie and Alfa-Bank ATMs.
Alfa-Bank ATMs located in the Republic of Tatarstan and Nizhny Novgorod have a cash withdrawal limit: no more than 100,000 rubles a day and no more than 600,000 rubles a week, in Udmurtia and the Ulyanovsk region - no more than 600,000 rubles a week. You cannot withdraw currency in the devices of this financial institution.
Clients of partner banks can also use Promsvyazbank's ATMs and withdraw money without commission. Daily and monthly limits are not set (but no more than 40 notes per transaction). The limitation can only be set by the organization that issued the card. Commissions and other tariffs are also determined by the issuing bank and are not charged by Promsvyazbank.
In total, the network includes more than 10,000 ATMs, which are located in retail outlets, public places and bank offices. Finding a suitable one near your home is easy.
