The "ceiling" of the amount of money that can be transferred to a debit or credit card of Sberbank depends on the method of receiving the service. In the branches of a credit institution, you can make an arbitrarily large transfer, but limits are set for remote service channels.
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It is easy to transfer money to a Sberbank card if you have connected at least one of the online service packages of this credit institution. You can send funds both from your card and from your current account.
The upper thresholds for the amounts in different service channels are as follows:
- In the Sberbank-online mobile application (for smartphones), it is allowed to transfer up to 500 thousand rubles to a Sberbank client's card per day.
- Through the web version of the Sberbank-Online system, it is allowed to transfer no more than 1 million rubles in 24 hours without confirmation in the bank's call center. You can make such a transfer from your computer.
- With the help of SMS commands in the "Mobile Bank" system, you can transfer funds from your card. The maximum level is limited to 8,000 rubles per day. No more than ten operations should be performed per day. To use the service, you just need a regular cellular phone with a full package of Mobile Banking services connected.
For online transfers to a Sberbank card, it is enough to know the name of the recipient and his card number. You can also transfer money to the mobile number of the recipient of funds, if he has a link to the "Mobile Bank". That is, you indicate the phone number, and the money will go to the card of its owner.
Online transfers are almost instantaneous. Instructions for making transfers via Sberbank-Online and Mobile Bank are posted on the credit institution's website.
For those who periodically send certain sums of money to close people, it makes sense to set up an auto-transfer to Sberbank-online. That is, the system itself will transfer the amount you have determined to the relative's card within the specified time frame. Transfer limits are the same as above.
ATM
In ATMs and self-service terminals of Sberbank, money is transferred to the card in two ways. The first way is to send funds from your card. The second is to deposit a cash amount directly at an ATM, and then make a transfer. The daily transfer limit is 500 thousand rubles.
Transfer at the bank office
Money transfers to the cards of Sberbank clients through the branches of a credit institution are made without restrictions on the amount. It is possible to send both cash and non-cash amounts. More about options:
- Transfer of funds from your card. You need to bring your passport and tell the bank employee the recipient's card number. The teller will write off the required amount from your card account and credit it to the recipient.
- Transfer from a current account. You must come with a passport, a passbook is not required. But you need to know the details of the recipient: the number of his card account, as well as the number or address of his bank branch. The money will go up to two days.
- Cash transfer to the card. To do this, use the usual Sberbank transfer. The bank employee must present the same documents and data as in the previous paragraph. You will also need to deposit cash at the cashier. The money will arrive in one day.
Do not forget that the client's card number and his card account number are not the same thing. The card number is indicated on its front side (16 digits). The 20-digit number of the card account, which contains the "plastic" money, the recipient must specify in advance in his branch of Sberbank and inform you.
Transfer from other credit institutions
If you are serviced in any other bank, then transfers to holders of Sberbank cards are also available to you. In this case, the limits on the amount and all other conditions are determined by your bank.
Commissions
For transfers to "plastic" Sberbank may take a commission. It is better to clarify this point in advance at the office of the credit institution or on the website.
The transfer is free if you yourself are a client of Sberbank and send money to a card within the same city. If the money goes to another city, the commission will be charged. However, for transfers to a card between Moscow and the region, most often they do not charge a fee. It is also free to top up credit card accounts of Sberbank clients.
In cases where a commission is charged, it is more profitable to transfer funds online. A slightly higher fee is charged in the branches of a credit institution.
If you transfer money to a Sberbank client's card from an account in another bank, then the commission depends on your credit institution.
