Sometimes situations arise in life when a person urgently needs to get a certain amount of money. In this case, banks can come to his aid, which offer express lending programs.
Instructions
Step 1
Find a bank offering express lending, that is, ready to provide a loan on the day of application and with a minimum package of documents. Such a service is provided, for example, by Sovcombank or Russian Standard Bank. You can find the coordinates of other financial institutions on specialized Internet sites.
Step 2
Prepare documents for obtaining a loan. For most express loans, it is sufficient to present a passport and an additional document. They can serve as a certificate of pension insurance, a passport, a driver's license, in some cases a military ID. Providing an income statement and a copy of a work book can increase your chances of getting a loan, but processing these papers can take a significant amount of time.
Step 3
Come to the bank of your choice and fill out the loan application form. Answer the questions honestly, as this information will be verified by bank employees. If they turn out to be wrong, you will almost certainly be denied funding. In the section on income, you can indicate not only salary, but also other permanent cash receipts, such as pension, rental income, and others.
Step 4
Wait until a decision is made on your application. Usually, express lending provides for the consideration of documents within one day or even an hour. But if necessary, the bank can extend the period up to two to three working days.
Step 5
If the bank approves your loan application, get the money. Before that, carefully read and sign the loan agreement if you are satisfied with all the conditions specified in it.
